image credit: iliveisl / Flickr
The BNPL trend started in Australia and Europe and is catching on in the U.S. too, with a flock of competitors, including Afterpay, Klarna and Affirm all wooing consumers. Because the payment method is generally interest-free, it has become an attractive alternative to credit cards for many consumers.
The BNPL payment option proliferated online as the COVID-19 pandemic drove up e-commerce, but some merchants and payment providers are making the option available in stores too.
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