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US remains a laggard in real-time payments: report

March 30, 2023

ACI Worldwide’s report is a reminder of how far behind the U.S. is in real-time payment adoption, despite having the largest economy in the world. The U.S. doesn’t even rank in the top 10 countries with respect to real-time payment transactions per person per month, according to the report.

By comparison, Bahrain, with a population of 1.5 million people, currently ranks second by that count, behind Thailand, and is predicted to rank No. 1 on that basis by 2027, with 83.3 real-time payment transactions per person per month, followed by Brazil and Thailand, per the report.

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